Lesson Overview

Selfemployed borrowers rarely know their true qualifying income—and it’s never as simple as what they “made” last year. In this training, you’ll learn exactly what to request, how to read the documents, and how to calculate taxable income for the most common business structures, including Schedule C, 1120S, and 1065 filers. We’ll walk through the fundamentals of analyzing business returns, identifying addbacks, and determining whether a borrower qualifies before you submit the file. Stop relying on your manager or processor to do the math for you. With a few straightforward steps, you’ll be able to calculate self-employed income confidently and accurately on your own.

Major Benefits

• Accurately calculate borrower income across pay types
• Quickly spot red flags and inconsistencies
• Know what qualifies (and what doesn’t)
• Submit stronger, cleaner files with confidence