Non-QM: A practical overview of today's products

Non QM loans open the door for borrowers who don’t fit traditional FHA or Conventional guidelines. These programs are ideal for self employed borrowers, real estate investors, someone with a lot of money in the bank and limited or no monthly income and even foreign nationals. In this class, you’ll learn how self employed clients can qualify using bank statements, 1099s, or a Profit & Loss, and how investors can qualify solely from a property’s rental potential. We’ll break down who qualifies, how to structure these loans, and what documentation is needed so you can confidently serve a wider range of clients.